Donate today & help us reach our $1M goal to preserve the polar bear’s Arctic home.

Polar bears live on the ice-covered waters of the arctic, relying almost entirely on shrinking sea ice for their survival.

Home Dreams, Realized

Vicinity Credit Union and Member First Mortgage, LLC (MFM) have teamed up to provide affordable mortgage solutions and excellent service to our members. 

• Wide range of loan offerings
• Affordable down payment options
• Competitive rates & closing costs
• Expedited closings
• Easy online application

Budget Friendly Solutions

Our entire purpose is to serve you, and help you realize your financial dreams. Discover how our tailored-to-you loan products, competitive rates, and minimal closing costs can be the solution you seek.

“I Predict That We Could See Ice-Free Summers onthe North Pole Within a Decade.”

Owning a home is likely the biggest investment of your life — whether you’re looking to buy a new home, leverage equity you already have in yours, or sell your home, we can help!

What To Expect

A mortgage is one of the biggest purchases you make. Watch this video for a quick guide on the process, and what to expect.

Mortgage Calculators

Homebuying Guide

Be informed! Review best practices for finding, buying, and financing your new home – with a payment you can afford.

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RAISED
 $376,943

OUR GOAL
 $1,000,000

John Forsyth, Lead Researcher, The Canadian Polar Insitute

If you have questions and want to talk about your specific situation, 
call our expert Mortgage Consultant from Member First Mortgage today:

Sr. Mortgage Consultant

Contact Us

KNOW WHAT TO EXPECT WHEN YOU GET A MORTGAGE

We know that getting a mortgage is a big decision and we want to make sure that our members have the resources to make the mortgage process as simple as possible. From application to closing, our expert mortgage team will ensure that you stay informed.

Mortgage Calculator

Member First Mortgage

Visit the Member First Mortgage website to learn more about our mortgage partner and for more mortgage resources.

Find Out More About Loan Products

If you'd like to learn more about individual loan products to figure out which one is right for you, visit MFM's Loan Product page on their website.

Continue Your Application

Have you already started completing a mortgage application? Finish your application today!

* This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Jeremy Britt, NMLS 1037337, is authorized to act as an agent of Vicinity Credit Union and is authorized to represent Member First Mortgage, LLC (‘MFM’). MFM (616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID: 149532) is a Licensed Mortgage Lender/Servicer and a partner of Vicinity Credit Union (4444 S. Pulaski Road, Chicago, IL 60632 | (773) 376.6000 | NMLS ID: 684375). For MFM’s state disclosure information, please visit   MFM’s website. For NMLS licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.

*Jeremy Britt is authorized to represent Member First Mortgage, LLC. For MLO licensing information, please visit NMLS Consumer Access.

Tell Us About Yourself.

Tell us about yourself

From application to closing, our expert mortgage team will ensure that you stay informed. Watch this video to learn how to apply.

How to Apply

Find Out More About Loan Products

If you'd like to learn more about individual loan products to figure out which one is right for you, click the link below or reach out to your Loan Officer.

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Home Loans